Will the insurance company for the person who caused my injuries dispute my claim?
A question often asked by potential or current clients, with regard to a personal injury claim, is whether the insurance company for the person who caused their accident resulting in injuries will dispute the claim. The answer does not come down to a simple yes or no, as the circumstances vary from case to case.
If liability and responsibility are well established in your case; that is, if fault clearly rests with the insurance company’s insured (the person or persons who caused your injury), they will typically try very hard to settle your claim. However, insurance companies will usually dispute the following types of claims:
- Claims in which the fault rests with someone other than their insured. This could mean you or someone else involved in the incident that may have caused your injuries other than the person who is insured by the insurance company.
- Claims in which the insurance company and its representatives do not believe that you are injured, or that you were injured as badly as you claim. For this reason, documentation of medical bills, lost wages and other expenses are extremely important to establish credibility and the existence of your injury as well as to establish the level or severity of your injury.
- Cases in which you or your witnesses have lied, exaggerated or fabricated the nature and extent of your injury or how the incident occurred. Truthfulness and credibility play a big role in the outcome of a personal injury claim.
As you can see, it is possible for the insurance company of the at-fault party who caused the accident and your injuries to dispute your claim.