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Naples Personal Injury Attorney > Blog > Car accident Lawyer > What Do I Do When the Other Driver Refuses To Share Their Insurance Information After a Florida Car Accident?

What Do I Do When the Other Driver Refuses To Share Their Insurance Information After a Florida Car Accident?


Although Florida is a “no-fault” state, there are times when a driver’s insurance policy cannot cover the expenses incurred after a car accident. If after a Florida car accident, your medical expenses exceed $10,000, or you suffer a severe injury, the at-fault driver’s insurance company should compensate you. You can never be prepared for a car accident, an injury, and the adverse effects of accidents and injuries. Therefore, when a negligent driver causes the accident that leads to your injury, it is only fair for their insurance company to compensate you.

Immediately after an accident occurs, it is usually challenging to tell the extent of an injury and whether your PIP insurance coverage will cover your expenses. To ensure you can claim compensation if your insurance cannot cover the expenses, you need to obtain insurance information from the other driver after a car accident. When your insurance coverage is inadequate, or when you suffer a severe injury, you have the option of filing a lawsuit and pursuing compensation from the other driver’s insurance company.

The insurance information you obtain from the other driver after an accident is vital as it will help your attorney when handling your case. However, getting insurance information from the other driver is not always an easy task. Some drivers refuse to share their insurance details. For instance, some refuse to share the details because they are either uninsured or underinsured.

An uncooperative negligent driver will most likely make you feel worried about how you will cater for your medical expenses and recover other losses. However, even though obtaining insurance information from the other driver after a Florida car accident is vital, especially if you plan to file a claim, you should not panic when you encounter an uncooperative driver. An encounter with such a driver does not mean that you are out of luck. There are several things you can do when a driver doesn’t give you their insurance information.

The Other Driver Refuses To Share Their Insurance Information: What Do I Do?

Here are some of the actions you can take if the other driver refuses to share their insurance information.

Gather Other Crucial Details

After a Florida car accident, insurance information is not the only information involved parties need to exchange with each other. People are usually supposed to exchange driver’s license details, addresses, phone numbers, and additional necessary information. Therefore, if the other driver refuses to share their insurance information, try to get this other information. If the driver still refuses to share this information, gather the information that does not require you to speak to them. Such information includes;

  • The other driver’s car license plate
  • The color of the other driver’s car
  • The make and the model of the other driver’s car

Obtaining such information is crucial as it is such information that will help law enforcement track the other driver if they decide to continue being uncooperative.

Call Law Enforcement To the Accident Scene

It is natural for you to get emotional if the other driver refuses to cooperate, but you should not confront them. A confrontation will only worsen the situation, and even after, the driver might still refuse to cooperate.

Once you inform law enforcers that the other driver is being uncooperative, they can help you obtain the information you need.

Even if the driver flees the accident scene, you should not panic, as long as you have contacted law enforcement.

If a driver flees, do not attempt to pursue them. Instead, wait for law enforcement and provide them with the information you gathered that can help them track the other driver. In many cases, a license plate is usually enough to help law enforcers track people.

Contact an Attorney and Then Your Insurance Company

Even if the other driver refuses to share their insurance information, you need to inform your insurance company about the accident. However, it is advisable to speak to an attorney before speaking to your insurance company so that the attorney can advise you accordingly. If you decide to contact your insurance company without first contacting an attorney, you might handle the situation in the wrong way.

Navigating the insurance world is an intimidating activity. Contacting a skilled car accident attorney will ensure you have an easier time navigating this daunting process.

Contact a Naples Car Accident Attorney

If an uncooperative driver is frustrating you after a car accident, or you need assistance navigating the insurance world after a car accident, contact a Naples car accident attorney at The Law Offices of Marc L. Shapiro, P.A., today on 239-649-8050, to schedule a consultation.



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