What is a Demand Letter?
In most cases, if you are injured in an accident and making a claim to the insurance company (either the insurance company of the person who is at fault in the accident or to your own insurance company if the person who caused the accident has insufficient insurance and you have uninsured motorist coverage), a demand letter has to eventually be prepared and sent to the assigned adjuster on your behalf.
The purpose of the demand letter is to present specifics about the accident in order to encourage the insurance company to provide sufficient compensation. A demand letter typically includes the following:
- Detailed description of how the accident occurred
- Detailed demonstration of accident liability
- Detailed description of injuries incurred due to the accident
- Detailed description of subsequent treatments received for the injuries
- Medical bills and loss of income statements, if applicable, related to the accident
- Any applicable photos, such as photos from the scene of the accident, photos of injuries, photos of any damaged property (i.e. car involved in accident)
- Personal Injury Settlement Demand Amount
A comprehensive and strong demand letter can make all the difference when you are trying to get a satisfactory result for your claim. We work to compose meticulous demand letters for our clients and compile all necessary supporting documents and details to present alongside a solid letter to the insurance adjuster assigned to the case.
Demand letters can be the most cost efficient way to resolve a claim as the attorney fees and overall costs will be lower than if the matter were to go to court to be litigated.
