Communication with my insurance company or the at-fault party’s insurance company
In this day and age, many are programmed to go ahead and take steps to get things resolved, rather than wait and allow anyone else to handle the process on our behalf. This type of thinking has to take a back seat when it comes to a personal injury case.
You may wonder if you should directly communicate with or contact the insurance company for the person who caused your injuries.
The response to that question is ABSOLUTELY NOT! Under no circumstances should you contact the insurance company once you have retained an attorney. If you contact the other person’s insurance company for any reason, you could ruin your entire case with one question or one statement.
Secondly, because a personal injury lawyer now represents you, the insurance company, in most states, is absolutely prohibited from having any personal contact with you for any reason. Any and all contact should be directly between the insurance company and your lawyer.
You may also wonder if you are able to contact your own insurance company. If you have health insurance, medical payments insurance, automobile uninsured motorist and/or underinsured motorist coverage, (“UM Coverage”) there may be occasions when it is appropriate for you to contact your own company. However, you should always ask your lawyer whether or not such contact is appropriate. Never contact an insurance company without first obtaining approval from your attorney.