Are You a Victim of a Rideshare Accident? Here’s What You Need To Do To Protect Your Rights
People get confused about what to do after getting involved in rideshare accidents. Mostly, they get confused because they do not understand how liability works in such a situation. Since Florida is a no-fault state, motorists involved in auto accidents, including rideshare collisions, must turn to their PIP coverage for compensation after the accident. Motorists can only file a claim and receive compensation from at-fault parties in limited circumstances. If a motorist sustains serious injuries, they can receive reimbursement from a ridesharing company. A victim of a rideshare accident can receive compensation from the ridesharing company if he or she proves;
- He or she sustained severe injuries, and
- the driver was in the course and scope when the accident occurred.
If you prove your case to a ridesharing company like Uber, their liability insurance coverage might cover your injuries. The ridesharing company maintains auto insurance of $1 million third-party liability. Generally, if you get involved in an accident with an Uber driver, and your injuries qualify as severe, you can file a claim and receive compensation from this $1 million insurance coverage.
A victim of a rideshare accident, whether a passenger or cyclist, can also file a claim with the driver’s auto insurance if the driver was not in the course and scope when the accident happened. If you are a motorist, you would need to turn to your insurance company for compensation if you do not qualify to file a claim with the driver’s insurance company. However, if you are eligible to file for reimbursement, you too can file a claim with the other driver’s insurance company.
Whether you seek compensation from the ridesharing company, or from the driver’s insurance company, there are some things you must do to protect your rights after being in a rideshare accident. Below are four of the things you should do to protect yourself and your rights.
- Seek Medical Attention
Seeking medical attention is the number one rule in all auto accidents. Immediately after an accident, check yourself thoroughly for injuries. Even if you think you have sustained no injuries, it is crucial that you seek medical attention at the accident scene or immediately after leaving the accident scene. Also, regardless of the speed at which a car was moving, seek medical attention. It is not uncommon for people to conclude that accidents involving slow speeds do not cause severe injuries. Such a conclusion is inaccurate.
After seeking medical attention, you must attend all medical appointments, follow your doctor’s instructions, and keep records of all medical bills and other medical documents that can help your case once you decide to file a claim. Any mistake you make along the way, like not attending medical appointments, can be used against you. If you fail to attend medical appointments, insurance adjusters might conclude that your injuries are not as severe as you claim.
- Take Pictures
Photos are crucial since they act as evidence in court. Therefore, take pictures of both the accident scene and surrounding area after the accident.
- Contact a Qualified Rideshare Accident Attorney
Sometimes, people choose to inform ridesharing companies or insurance companies about accidents without first contacting attorneys. Contacting a ridesharing or insurance company and telling them about the accident before you speak to your attorney is not wrong, but it comes with various disadvantages. For example, you might not realize when you are offered an unfair settlement amount. Accepting a low offer will only place you in a disadvantaged position. You will have to cater for a lot of expenses because you took a low settlement even though you deserved fair compensation.
Speak to your attorney before reporting the accident to the ridesharing company or insurance company. Your attorney can help you report the accident to the relevant company. He or she can help you receive fair reimbursement for your injuries and damages.
- Be Keen on What You Post on Social Media
This is one of the crucial things you need to do to protect your rights after a ridesharing accident that is not commonly spoken about. Social media can harm your case. Do not post anything on Twitter, Facebook, Instagram, TikTok, or any other social media platform that an insurance adjuster can use against you. For example, posting images or videos that undermine your injuries’ severity can adversely affect your case.
Contact a Uber & Lyft Accidents Attorney in Naples
If you need help filing a claim and obtaining compensation after a rideshare accident, contact a qualified Naples Uber & Lyft accidents attorney at The Law Office of Marc L. Shapiro., P.A., today at 239-649-8050 to schedule a free consultation.